Fractional CFO for Amazon FBA Sellers

A fractional CFO for UK Amazon FBA sellers. We own your numbers, decode the settlement report to true ASIN profit, forecast your cash, and tell you what you can afford to do next.

The problem we solve

Two things keep Amazon sellers awake. The first is running out of cash — between the Amazon reserve, the payout cadence, and big inventory buys, cash is hard to predict. The second is not knowing what you can actually afford to do next, whether that is hiring, buying more stock, or launching a new product.

It is harder on Amazon because the truth is hidden. The settlement report nets dozens of fees, returns, and PPC into one number that tells you nothing about which ASIN makes money. Oro rebuilds the real picture, shows you your cash position clearly, and gives you a monthly read so the big calls stop being guesses.

What is in scope

  • Full ownership of the numbers. We take ownership of your finances and work alongside your accountant, so one person is accountable for the numbers that matter.
  • Business and cash forecasting. A clear forecast of where the business is heading and how much cash you have to work with, including the Amazon reserve and payout cadence.
  • Cost optimisation. Finding and fixing the margin — fees, storage, returns, and the places money is quietly leaking out of the business.
  • Ad hoc financial analysis for decisions. The one-off questions that need a real answer before you commit — ASIN profitability, PPC, new product launches, new marketplaces, and international expansion.
  • Monthly investor and board reporting. A monthly pack with clear finance recommendations and observations about the business, not just numbers.

Where the money quietly leaks

On almost every Amazon brand we work with, three line items are bigger than the founder believed: long-term storage fees that compound on ageing stock, inbound and placement fees that are rarely tied back to the right SKU, and returns that are netted against revenue but never allocated to the products causing them. Each one looks small. Together they routinely take five to ten points out of margin.

Pricing

One simple monthly retainer of £2,000 to £6,000, depending on scope. One-month rolling notice either side — you are never locked into a CFO that is not working.

Frequently asked questions

How much does an Amazon FBA fractional CFO cost?
A simple monthly retainer of £2,000 to £6,000, depending on scope. The driver is how much you need from us, not your revenue.
Why is Amazon finance harder than D2C?
Amazon is the merchant of record for its share of your business. The truth is spread across settlement reports, FBA fees, storage and removal fees, returns, reimbursements, and PPC — none of which natively reconcile into a P&L. We pull it together so you can see real ASIN-level profit.
Do you cover both Seller Central and Vendor Central?
Yes. Seller Central is the more common Oro engagement; Vendor Central works in much the same way with accruals and chargebacks.
Do you help with new marketplaces and international expansion?
Yes. We model the numbers behind any new marketplace or international move — pricing, fees, and the cash impact — so you can decide whether it is worth it before you commit.
Can you help with an aggregator or trade exit?
Yes. Getting the numbers clean and defensible for a buyer is part of what the retainer covers when the moment comes.
Written by William Smithwhite, Founder and Fractional CFO.
Last updated 2026-05-28.